What does a cardinal mark tell you?
Where safer water lies in relation to a point of interest, such as a danger. The safer navigable water lies on the side the mark is named for: to the north of a north cardinal, to the east of an east cardinal, and so on. The type of mark tells you which side of it to pass.
That is not the only safe water: R1001 notes there may also be navigable water on other sides of the mark (east and west of a north cardinal, for example), and says to consult the chart.